Frequently Asked Questions

Loan amounts typically range from $2,000 to $75,000, based on your income, credit profile, and the product you choose.

Yes. Every Lendify loan can be paid off early with no prepayment penalty of any kind.

Yes, we work with lenders who offer refinancing on existing auto, personal, and home loans.

The earlier the better. Rate offers are strongest when your credit utilization is low and your documents are ready.

Our headquarters is in Austin, Texas, with advisors supporting borrowers across the country online.

We connect small business owners with term loans, lines of credit, and equipment financing partners.

We compare multiple lenders on your behalf so you see real offers side by side instead of guessing.

Absolutely, anyone can apply for a free rate comparison with no obligation to proceed.

Yes, refinancing is available for qualifying auto and personal loans through our partner network.

Apply as soon as you know your borrowing need, most decisions come back within one business day.

Most approved loans are funded within one to two business days after your final documents are signed.

A comparison rate combines your interest rate and fees into one number, making it easier to compare offers.

We recommend borrowing only what you need. Our calculator can help you estimate a comfortable monthly payment.

Most pre-approvals stay valid for 30 days, giving you time to shop with confidence.

You generally need to be 18+, a resident with a verifiable income source and an active bank account.

Once approved, you can link a bank account and enable autopay directly from your borrower dashboard.

Comparing rates through Lendify Finance is always free, we're paid by our lending partners, not by you.

International transfers can be arranged through our forex partners once your loan has been funded.

New credit cards can be activated instantly through your online account or by calling our support line.